Common Fees


Transfer from savings to share draft/ checking to cover an overdraft (each occurrence)

$10.00 per transfer


Auto Loan Title Processing Fee $50.00

Stop payment (all items) $37.00 per item

Photocopy of draft $3.00 per item


Non-sufficient funds item $37.00 per item

Collection item processing $30.00 per item


Certified Check $5.00 per check

Deposited checks and other items returned unpaid $37.00 per item


Incoming wire transfer $10.00

Outgoing wire transfer $25.00


Account research $25.00 per hour

Copy of statement $5.00 per statement


Under minimum average daily balance money market fee $15.00

Late loan payment $37.00


Negative checking balance fee (after five consecutive business days) $10.00

Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)



Non-Member check cashing fee $5.00

Collateral Protection Insurance (forced placement on collateralized loans)



    Bank check fee $2.00 per check

Temporary checks $2.00 per check


Check by phone $5.00 per item

Late mortgage payment 5.0000% of payment


Late home equity loan payment $25.00

Subordination request fee $100.00


Mortgage deed release fee $103.00

Payoff letter for real estate loans $10.00


Verification of deposit $10.00

Dormant account (after six months of inactivity) $5.00


   Home Banking/Bill Payer Fees

     Bill Payer fee ( if applicable) $9.95 per month

Bill Payer / Insufficient Funds (NSF) $37.00 per item

Bill Payer check copy $20.00 per item

Bill Payer stop payment fee $37.00 per item

Premium Checking Fee $4.00 per month

Standard Checking Paper Statement Fee $2.00 per month**


 Replacement Card Fees

Debit Card Replacement $10.00 per card

VISA Credit Card Replacement $10.00 per card

*Fees are subject to change.

**Fee does not apply to members who are age 55 and over and those members who opt in to e-statements. 

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Contact Us.
  • Chicago Patrolmen's Federal Credit Union Headquarters
  • 1407 W. Washington Blvd.
  • Chicago, IL 60607
  • 312-726-8814