Manage your money better. Schedule a visit with one of our Financial Planners to review your investments and receive professional counseling, including advice and recommendations.

Michael Krzywdzinski

Mike entered into the financial industry in 1986.  He specializes in comprehensive financial strategies for healthcare professionals, business owners and families.

He is extremely proficient in areas such as financial and retirement planning; business continuation planning; and, estate planning.  

He and his wife of over 40 years, Debbie, are lifelong Chicago residents.  Mike attended City College and is a true Chicago sports connoisseur.


Cell phone:  (312) 805-5011

John Ruggiero

John has over 35 years of field experience in the financial services industry including recruiting and training of financial planners and property/casualty brokers; estate planning; and, securities sales. 

John holds an MBA degree from Madison University specializing in taxation and a BA from Rutgers University. John holds a Registered Financial Consultant (RFC) and a Certified Senior Advisor (CSA) designation. 

Ruggiero holds a series #7  General Securities, Series #24 is a Registered Principal, #63 state of Illinois license;   and # 65 Registered Investment Advisor.  Securities offered through SagePoint Financial Member FINRA/SIPC.

John began his career in New York as a personal producer and eventually as General Manager for the Monarch Life and Penn Mutual where he was responsible for marketing & advanced sales support for all risk-based and equity products in Michigan, Ohio, and Illinois. 


Cell Phone:  (312) 282-9754

Eric Cacioppo

Eric is an integral part of the team at The Financial Planning and Education Center at The Chicago Patrolmen’s Federal Credit Union. He believes in a consultative approach to planning.  “I like to educate my clients and present them with options but ultimately, they know what is best for them,” says Cacioppo.

Eric has over 20 years of experience in the financial services industry. His experience has a broad range of individual and family needs including retirement planning, financial protection, investment planning, educational planning and estate planning.


Cell Phone:  (847) 826-8164

Russ Caforio CLU, ChFC

Russ Caforio has been in the financial services industry for over 40 years as a Chartered Life Underwriter and Chartered Financial Consultant.

He assists individual and business clients with financial planning, estate planning, retirement planning, corporate business planning and employee benefits. He can help you plan for the contingencies of life you can not control as well as those would like to enjoy.

Russ is licensed for life, accident, and health using products such as life, disability and long-term care insurance.  He also specializes in health insurance, including Medicare Supplement, Medicare Advantage and Part D prescription drug plans.

Russ is an active member and former President of the DuPage Planning Counsel. He also serves on the Board of Directors of the Citizens Police Academy of Elmhurst.


Cell Phone:  (708) 533-6254


(312) 499-8888, Option 1.


*Eric Cacioppo, Michael Krzywdzinski and John Ruggiero offer securities through LPL Financial, Inc. a member of FINRA/SIPC.  Russ Caforio and Tracy Gordon are registered assistants.  Michael Krzywdzinski and John Ruggiero also offer investment advisory services through LPL Financial, Inc., a Registered Investment Adviser. 1200 Harger Road, Suite 718, Oak Brook, IL. (630) 834-2210. Insurance services offered through MAF Companies, which is not affiliated with LPL Financial, Inc. Chicago Patrolmen’s Federal Credit Union, LPL Financial, Inc. and all other listed entities are unaffiliated.  Securities are not NCUA insured, not Bank/Credit Union Guaranteed, may lose value. 

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  • Chicago Patrolmen's Federal Credit Union Headquarters
  • 1407 W. Washington Blvd.
  • Chicago, IL 60607
  • 312-726-8814