Fees

Common Credit Union Fees

Under minimum share fee $1.00 per month
Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer
Auto Loan Title Processing Fee $50.00
Stop payment (all items) $37.00 per item
Photocopy of draft $3.00 per item
Non-sufficient funds item $37.00 per item
Collection item processing $30.00 per item
Certified Check $5.00 per check
Deposited checks and other items returned unpaid $37.00 per item
Incoming wire transfer $10.00
Outgoing wire transfer $25.00
Account research $25.00 per hour
Copy of statement $5.00 per statement
Under minimum average daily balance money market fee $15.00
Late loan payment $37.00
Late Visa Credit Card payment $35.00

Negative checking balance fee (after five consecutive business days) $10.00
Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00
Non-Member check cashing fee $5.00
Collateral Protection Insurance (forced placement on collateralized loans) $50.00
Bank check fee $2.00 per check
Temporary checks $2.00 per check
Check by phone $5.00 per item
Late mortgage payment 5.0000% of payment
Late home equity loan payment $25.00
Subordination request fee $100.00
Mortgage deed release fee $103.00
Payoff letter for real estate loans $10.00
Verification of deposit $10.00
Dormant account (after six months of inactivity) $5.00

Home Banking/Bill Payer Fees

Bill Payer fee ( if applicable) $9.95 per month
Bill Payer/Insufficient Funds (NSF) $37.00 per item
Bill Payer check copy $20.00 per item
Bill Payer stop payment fee $37.00 per item
Premium Checking Fee $4.00 per month
Standard Checking Paper Statement Fee $2.00 per month**

Replacement Card Fees

Debit Card Replacement $10.00 per card
VISA Credit Card Replacement $10.00 per card

*Fees are subject to change.
*Fee does not apply to members who are age 55 and over and those members who opt in to e-statements.