INTEREST Rates
Current as of May 1, 2022*
SHARE SAVINGS
$100 – $2,999.99 —– 0.03% APY**
$3,000 – $24,999.99 —– 0.05% APY**
$25,000+ —– 0.09% APY**
Christmas Savers Account1 —– 0.15% APY**
Checking
Premium Checking
($1,000+) —– 0.20% APY**
Standard Checking
0.00% APY**
Money Market
$0 – $24,999 —– 0.10% APY**
$25,000 – $49,999 —– 0.15% APY**
$50,000+ —– 0.25% APY**
Restrictions apply 2
Share Certificates
6 Month-Term —– 0.30% APY**
12 Month-Term —– 0.40% APY**
24 Month-Term —– 0.50% APY**
36 Month-Term —– 0.60% APY**
Restrictions apply3
IRAs
Share IRA —– 0.25% APY**
12 Month-Term —– 1.01% APY**
24 Month-Term —–1.41% APY**
36 Month-Term —– 2.28% APY**
Restrictions apply4
Visa Cards
VISA Blue Line Rewards —– 10.90% – 16.90% APR**
VISA Silver Low Rate —– 7.90% – 16.90% APR**
VISA Classic —– 16.90% APR**
VISA Secured —– 14.90% APR**
VISA Student —– 14.90% APR**
Restrictions apply5
LOAN RATES
New Auto —– 2.74% – 16.99% APR**
Used Auto —– 3.24% – 17.24% APR**
New Motorcycle —– 3.49% – 13.49% APR**
Used Motorcycle —– 3.49% – 13.49% APR**
New Boat —– 4.90% – 14.49% APR**
Used Boat —– 4.90% – 14.49% APR**
New RV —– 4.99% – 7.49% APR**
Used RV —– 4.99% – 7.49% APR**
Tuition Loans —– 5.90% – 7.90% APR**
Student Loans —– 5.90% – 9.90% APR**
Credit Builder Loans —– 12.90% APR**
Uniform Loans —– 3.90% – 17.90% APR**
Mortgage Loans —– Market Rates
Signature Loans —– 7.90% – 17.90% APR**
Share Secured (3% Margin over Share Rate) —– 3.03% – 3.09% APR**
Home Equity Line of Credit (Variable Adjusted Quarterly) —– 4.25% APR**
Fixed Rate Home Equity Loans —– 3.49% – 6.99% APR**
Member Business Lending —– Market Rates
*Rates subject to change without notice. Some restrictions apply. Contact Chicago Patrolmen’s Federal Credit Union® for most current rates. Dividends computed based on daily balance and paid quarterly for all share products. Dividends posted on March 31st, June 30th, September 30th and December 31st.
**APY = Annual Percentage Yield/APR = Annual Percentage Rate
- Early withdrawal penalty may apply.Funds available on October 1st of every year.
- Minimum initial deposit of $500 required. $15 per month fee if the average daily balance falls below $500.
- Minimum deposit of $500 required. Non Compounding Certificates are available. Contact a Chicago Patrolmen’s Federal Credit Union representative for complete details. Early withdrawal penalty may apply.
- The minimum initial deposit is $25 for a Share IRA, $1,000 for a Traditional and Roth IRA, and $500 for an Educational IRA.
- Rate applies to purchases and cash advances, no annual fee, some restrictions apply.
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